Sales Process

The Sales Officer of the company would be visiting the identified areas and communicate the salient features of the company’s schemes. The process would be as follows:

Form Organizations

The customers would be asked to form Organizations of 5 each and apply for loans. The purpose of loans is principally working capital to support their business requirements while other purposes such as repayment of other higher cost borrowings would also be encouraged.

Customer Organization Training

The Organizations would then be put under training with the sales officer explaining the concept of Organization formation, Organization liability, purpose and usage of the loan amount, the fortnightly meeting schedules and collection process, terms of loan, etc. Once the customers are clear on the same, application forms would be handed over to them to be filled up and submitted.


Completed applications would be taken from the customers along with the required KYC documents.